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Owning a home and having homeowner's insurance go hand in hand. Most of the time the insurance is not even going to be used, but you have to have it.  Most mortgages have the real estate taxes and insurance included in the monthly payment.

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Many people arrange for a building inspection prior to buying a home; in fact, lenders often require it.  But periodically inspecting your own home is essential, even after you’ve purchased it. How else are you going to know when something is wrong?

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Home improvements done properly and according to building code can improve both the value of your home as well as your enjoyment of it.  But if it's done wrong, it can mean trouble and unnecessary expense.

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Do-it-yourself projects have become quite popular when it comes to things that need to be done around the home. It doesn't matter if it is a big or small project, you want it done and it doesn't matter if you have to be the one to do it.

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Sooner or later, everyone who owns a house has to deal with the problem of pests.  For many, that means bugs.  However, pests can be just about any small animal - from squirrels to raccoons and bats.

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If you're like most Minnesota homeowners, your house is the biggest investment you'll ever make.  And it's your personal castle.  Your home says a lot about you and what you want out of life.

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With winter having lasted more than half a year, many homeowners around the Minneapolis and St. Paul MN metro area are scrambling to get in their planned home improvement projects while the weather is still nice.

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When was the last time you had your home inspected?  When you bought it?  If it's been awhile, it may be wise to have a new inspection to find out what kind of shape your home is in.  And if you're buying a home, it definitely is something that should be done before you sign the purchase agreement.

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Once the weather warms up after a long winter here in Minnesota, many homeowners are eager to get started on those home remodeling projects that they have in mind. However, the key to this is being able to find those projects that can increase the home's value.

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photo - office.com /used by permission When it comes to owning a home, it can be exciting, and it's probably the biggest investment that you will make in your life. However, there are downsides like when something breaks. You are the one responsible for fixing problems.

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